Respect of Right to Privacy
At Security Bank of Pulaski County, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with Security Bank of Pulaski County, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. The principles outlined below serve as standards for all Security Bank of Pulaski County employees for the collection, use, retention, and security of individual customer information.
We recognize your right to privacy at Security Bank. We recognize that you have a right to expect your personal information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.
Collection and Use of Personal Information
WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
n Social Security number and account transactions
n account balances and checking account information
n payment history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Can you limit this sharing?
What we do
open an account or apply for a loanmake a wire transfer or make deposits or withdrawals from your accountuse your credit or debit cardWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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We routinely collect and retain the information we obtain from your account applications(deposits, loans, debit/ATM card applications, etc.) and from consumer reports. This information helps us:
Maintenance of Accurate Information
- To establish and maintain your accounts.
(Example: We ask for personally identifying information when you open an account or during transactions to protect you from fraud.)
- To meet certain regulatory requirements.
(Example: We are required by the Internal Revenue Service to ask for your social security number when you open an interest bearing account.)
- To better understand you so that we may provide you with products and services.
(Example: We require information concerning your credit history to determine if you qualify for loan approval.)
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.Limitations on Employee Access to Information
At Security Bank of Pulaski County, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentially of customer information and on these Privacy Principles. Because of the importance of these issues, all Security Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.Security Standards
Security Bank of Pulaski County is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information form being accessed by third parties.Third Party Disclosure Restrictions
We will not disclose any nonpublic personal information to third parties concerning your accounts with us, except as permitted by law or, 1)when such disclosure is necessary to complete the transaction; 2) to verify the existence and history of your account for a third party (such as a credit bureau) as is permitted by law; 3) to comply with a court order or applicable laws or regulations or; 4) when you give us your written permission.
When we do provide customer information to a third party as outlined above, we will insist that the third party adhere to privacy principles similar to those to which Security Bank uses for keeping this information confidential.Disclosure of Privacy Policies
At Security Bank of Pulaski County, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how Security Bank protects your personal information please contact us.Back to Top