Deposit Accounts

Deposit Accounts


Free Checking

  • Unlimited check writing
  • $100.00 required to open account
  • Checks are truncated; no items or images are returned
  • No monthly maintenance fee
  • If checks are ordered at time of opening you will get 50 free
  • Free ATM/Debit Card with approval

Regular Checking

  • Unlimited check writing
  • $100.00 required to open account
  • Monthly statement with check images
  • No maintenance fee when your balance is above $500 for each day during the month
  • Free ATM/Debit Card with approval

(NOW) Account

  • Unlimited check writing
  • Interest bearing account with competitive rates
  • Monthly statement with check images
  • $1200.00 required to open account
  • No maintenance fee when your balance is above $1200 for each day during the month
  • Free ATM/Debit Card with approval

Security Club (NOW) Account

  • Senior citizens age 50 or older are eligible to open account
  • Monthly membership fee of $5.00 to receive benefits
  • $100.00 required to open account
  • Notified first of periodic trips
  • Free Security Club checks
  • Waived fees on money orders, cashiers checks, travelers checks
  • Discounts on safe deposit boxes
  • Free ATM/Debit Card with approval
  • Special rates on Certificate of Deposit

Money Market Checking Account

  • Interest bearing account with competitive rates
  • Monthly statement with images
  • No maintenance fee when your balance is above $1000 for each day during the month
  • Six debits per month, three of which are payable to third parties
  • Free ATM/Debit Card with approval

Savings

  • Interest bearing account
  • Statement are sent out quarterly
  • $100.00 required to open account
  • Maintenance fee of $1.00 monthly if balance falls below $100.00 during month
  • Three withdraws a month are free. After that they are .50 cents each

Kidz Club Savings

  • Interest bearing account
  • For kids age 18 years and younger
  • Statements are sent out quarterly
  • 10.00 required to open account
  • No maintenance fee accessed
  • Three withdraws per quarter are free. After that there is a $1.00 fee

Certificate of Deposit

  • We offer 90 day to 60 months CD
  • Minimum deposit of $500.00 is required to open
  • Competitive interest rates based on term
  • Early withdraw penalty based on term

Individual Retirement Accounts (IRA)

  • 12 month deposit
  • Minimum deposit of $200.00 is required to open
  • When contribution is made there is a minimum of $50.00 required
  • Competitive interest rates
  • Early withdraw penalty
  • No penalty on withdraw after age 59 ½