Deposit Accounts
Free Checking
- Unlimited check writing
- $25.00 required to open account
- Checks are truncated; no items or images are returned
- No monthly maintenance fee
- If checks are ordered at time of opening you will get 50 free
- Free ATM/Debit Card with approval
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Regular Checking
- Unlimited check writing
- $100.00 required to open account
- Monthly statement with check images
- No service charges with minimum balance of $500
- Free ATM/Debit Card with approval
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
(NOW) Account
- Unlimited check writing
- Interest bearing account with competitive rates
- Monthly statement with check images
- $1200.00 required to open account
- No maintenance fee for balances of over $1200.00
- Free ATM/Debit Card with approval
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Security Club (NOW) Account
- Senior citizens age 50 or older are eligible to open account
- Monthly membership fee of $5.00 to receive benefits
- Notified first of periodic trips
- Free Security Club checks
- Waived fees on money orders, cashiers checks, travelers checks
- Discounts on safe deposit boxes
- Free ATM/Debit Card with approval
- Special rates on Certificate of Deposit
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Money Market Checking Account
- Interest bearing account with competitive rates
- Monthly statement with images
- No service charges on balances of $1000.00 or more
- Six debits per month, three of which are payable to third parties
- Free ATM/Debit Card with approval
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Savings
- Interest bearing account
- Statement are sent out quarterly
- $100.00 required to open account
- Maintenance fee of $1.00 monthly if balance falls below $100.00 during month
- Three withdraws a month are free. After that they are .50 cents each
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Kidz Club Savings
- Interest bearing account
- For kids age 18 years and younger
- Statements are sent out quarterly
- $10.00 required to open account
- No maintenance fee accessed
- Three withdraws per quarter are free. After that there is a $1.00 fee
Certificate of Deposit
- We offer 90 day to 60 months CD
- Minimum deposit of $500.00 is required to open
- Competitive interest rates based on term
- Early withdraw penalty based on term
For more information please contact a new accounts representative at one of our three locations in St. Robert - Marshall Drive 573-336-4444 or Carson Blvd 573-451-2265 and in Waynesville at 573-774-6417.
Individual Retirement Accounts (IRA)
- 12 month deposit
- Minimum deposit of $200.00 is required to open
- When contribution is made there is a minimum of $50.00 required
- Competitive interest rates
- Early withdraw penalty
- No penalty on withdraw after age 59 ½
We offer Traditional, ROTH, Education, & SEP IRA's. To inquire about an IRA please contact Carla Meyer at 573-774-6417, Virginia Tatro at 573-336-4444 or Judy Moss at 573-451-2265.
