Online Banking

Deposit Accounts

Secure Checking

• Unlimited check writing
• $100.00 required to open account
• Must sign up for eStatements
• No monthly maintenance fee
• Free ATM/Debit Card with approval
• Lux Benefits (visit a representative for details)


Regular Checking

• Unlimited check writing
• $100.00 required to open account
• Monthly statement with check images
• No maintenance fee when your balance is above $500.00 for each day during the month
• Free ATM/Debit Card with approval


(NOW) Account

• Unlimited check writing
• Interest bearing account with competitive rates
• Monthly statement with check images
• $1,200.00 required to open account
• No maintenance fee when your balance is above $1,200.00 for each day during the month
• Free ATM/Debit Card with approval


Secure Checking Plus

• Monthly membership fee of $6.00
• Monthly statement
• $100.00 required to open account
• Free ATM/Debit Card with approval
• Lux Benefits in addition to those available to Secure Checking members (visit a representative for details)


Money Market Checking Account

• Interest bearing account with competitive rates
• Monthly statement with images
• No maintenance fee when your balance is above $1,000.00 for each day during the month
• Six debits per month, three of which are payable to third parties
• Free ATM/Debit Card with approval


Savings

• Interest bearing account
• Statement are sent out quarterly
• $100.00 required to open account
• Maintenance fee of $1.00 monthly if balance falls below $100.00 during month
• Three withdrawals a month are free. After that they are .50 cents each


Kidz Club Savings

• Interest bearing account
• For kids age 18 years and younger
• Statements are sent out quarterly
• $10.00 required to open account
• No maintenance fee assessed
• Three withdrawals per quarter are free. After that there is a $1.00 fee


Certificate of Deposit

• We offer 90 day to 60-month CDs
• Minimum deposit of $500.00 is required to open
• Competitive interest rates based on term
• Early withdrawal penalty based on term


Individual Retirement Accounts (IRA)

• 12-month deposit
• Minimum deposit of $200.00 is required to open
• When a contribution is made there is a minimum of $50.00 required
• Competitive interest rates
• Early withdrawal penalty
• No penalty on withdrawal after age 59 ½

Waynesville – Lynn Street

110 Lynn Street
Waynesville, MO 65583


St Robert – Marshall Drive

601 Marshall Drive
St. Robert, MO 65584


St. Robert – Carson Blvd

102 Carson Blvd
St. Robert, MO 65584


Call Us

(573) 451-2265


Email Us

Never send personal or confidential information through email


Lost or Stolen Debit Card

(800) 264-4274